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How It Works

Why Us

Customer Centric

We help to simplify the complexity of buying an insurance policy. Our aim is to help you avail a hassle-free experience for all insurance policies.

Multiple quotes

Instant quote from top insurers which suites your requirement.

Right coverage

Showcasing the accurate coverage from wide range of product offering from multiple insurers.

Power to Choose

No worriers with one click option of comparing plans & shortlist the right plan that goes well with your need & budget.

Cost effective

We offer the best yet tailor-made insurance plans for the best price.

Dedicated claim support

Be it related to claims or servicing we are happy to help you. We walk with you throughout the tenure of your policy.

Your personal Insurance Advisor

Get advice about how to choose insurance policies that suit as per requirement, we will guide you to take the right insurance decisions.

One roof for all insurance needs

All insurance products under one roof.

About Vibhuti Insurance

Vibhuti Insurance Brokers Pvt. Ltd. (VIBPL) has tremendous experience in the field of insurance. We don’t sell insurance; we project what we can do for you.

With a circle of highly skilled and experienced professional team at the leadership, we render the total insurance related services and specialize mainly in catering to the insurance needs of the Corporate and Individuals.

We have empanelled with various insurance companies to provide tailor made solutions to customers. We drive ourselves to achieve and deliver instant, innovative and cost effective solutions. We have supported our customers to find both general & life insurance policies post analysing their requirements.

We at Vibhuti Insurance simply focused on the client servicing to the best satisfaction maintaining consistence to reach the clients expectation.

Our Expertise

Transparency

We are more transparent with our client related to every facts of our relationship, from insurance promise deliverance to claim handing.

Research & Development

We analysis & advice our recommendations on the correct covered required to protect the Individual or business assets and liabilities.

Regulatory

We always see that what we offer do not overwrite the regulation design by authority.

Quality

Our attempt is to ensure that the prompt & timely servicing of all requests to make sure that our clients get quality services to meet their all insurance needs.

Innovation

Based on the risk, we do benchmarking and propose a best option within policy criteria.

Security

We use digital platform to simplify the process with end to end encryption.

Our Vision

To establish and emerge as one of the most preferred Insurance Brokers, providing innovative solutions to ensure total customer satisfaction. Sustainability will be the key factor whilst demonstrating and earning a reputation for good ethics and trusted services to all our customers.

Data Security

Vibhuti Insurance Brokers Pvt. Ltd. (VIBPL) is committed to protecting your Privacy. This commitment reflects the value we place on earning and keeping the trust of our customers, business partners, and others who share their personal information with us.

Our Insurance Partners

Client Testimonial

I wanted to drop a note of thanks for the team at Vibhuti Insurance. You've been incredibly helpful and supportive in my entire health insurance process from renewals to claims. The team has always been available and super responsive to all my queries and claim support requests. Again, thank you so much for making the claims reimbursement process really easy and trouble free.

- Pratik Y Mehta

I wanted to drop a note of thanks for the team at Vibhuti Insurance. You've been incredibly helpful and supportive in my entire health insurance process from renewals to claims. The team has always been available and super responsive to all my queries and claim support requests. Again, thank you so much for making the claims reimbursement process really easy and trouble free.

- Ravi Modi

I am duty-bound to write this feedback for highly appreciating the claim team who have been extremely helpful regarding processing of my 2 claims recently. The team ensured that I did not face any problems during the entire process and they were extremely proactive in getting the claim settled on a real time basis. The team was constantly in contact, even when the workload was high. Big thanks to entire team.

- Vishal Kashyap

Over the last few weeks, my father was admitted in hospital with a heart ailment and whenever I reached out to the team, I found them to be highly prompt and always available to help with processing the claims. In fact, the hospital never had to wait more than 10-15 minutes to get the claim amount processed, thanks to the team for being so prompt. While families grapple with the stress associated with hospitalization, an effective insurance intermediary does make this entire ordeal a lot less stressful.

- Keyur Prajapati

Thanks a ton for your support in the last few days and many times before for expediting the health insurance claims at our network hospitals and with TPA. Claim teams are a true asset to the Co. and their prompt response and support while handling emergency health issues has been tremendous, full marks!

- Shailesh Vaniya

I hereby wish to thank the Vibhuti Insurance team for helping me out with the corrections for my name under my health insurance policy. The entire process was very fast & I got the corrections done quickly. Thanks team for your genuine help.

- Harshad B Modi

I am relieved after buying a health insurance plan from Vibhuti Insurance. It's only at the time of uncertainties that we understand the value of health insurance. Under my plan, I got wide coverage and low premium rates. Thank you Vibhuti Insurance.

- Varsha Jethava.

FAQ


Insurance is a key for you being able to focus on the important things in our life, because it can ensure financial security for you & your family from unfortunate events, while buying the insurance it can help us to improve our financial security. Insurance is a way of managing risk which reduces the financial impact of these risks and ensures financial safety.

We don't know when the unfortunate will happen with us, but it is possible for us to reduce the financial effect of these risks & secure ourselves financially, when large financial burdens like hospital bills, vehicle repairer cost. If you have Insurance it will helps to meet the costs. At its core, the concept of insurance is very basic; when you have something to lose, and you can't afford to pay for a loss yourself as well as your beloved one by paying the Insurance premium.

If you have insurance you receive the peace of mind that if something goes wrong, the insurance company will pay for the things you need to make life like it was before your loss.


Yes! Buying insurance online is a simple process. Online portals like Vibhuti Insurance will help you find the perfect policy that suits your requirement. We have a secure gateway for payments that makes sure your private information is safe. So, buying an insurance plan online is safe! Along with the supporting staff with SPOC details.


Reimbursement claim: Under this type of claim you have to pay the bill with the entity that is providing you the service i.e., hospitals or garages. And ask for a reimbursement by sending all your original bills to the concerned entity. The insurance provider will check the documents and revert back with their decision about the settlement of the claim Cashless claim: The claim becomes cashless when your insurance company and the entity that is providing you the service settle the claim themselves however you have to give certain information.


Generally, premiums remain the same throughout the tenure of the policy. If the policyholder develops some illness caused by the habits like smoking or drinking then he goes to the risk pool that causes the price of the premium to go up. It is important to make such a declaration of illness or habits to simplify the claim process without any rejection.


To get advice & guidance for your insurance needs, you can reach out to Vibhuti Insurance by calling our customer care number 022-24337878 or dropping us an email at admin1@vibhutiinsurance.in


Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an inpatient hospitalization, pre & post-hospitalization, day-care procedures, emergency ambulance expenses, organ donor expenses, With Optional Domiciliary and OPD expenses, and more.


In case of missed health insurance renewal due date, your insurance company will give you a grace period of 15 days. If you again miss making the premium payment during the grace period, you may lose your continuity benefit, be denied policy renewal, lose out on no claim bonus, or be asked to serve with waiting periods from the start.