Employees are the biggest asset of an organisation and every business must ensure that it provides a safe & secured environment to all its employees so that they can perform to the best of their abilities. However, inspite of the best efforts by the employers, the employees can be exposed to certain risks while discharging their professional responsibilities, especially when they are not within the company’s premises. In such unfortunate events, legal suits filed by employees can lead to substantial financial losses for the employer. It can also impact the long term future of the business especially in case of small and medium enterprises (SME).